Looking for a Rocket Money alternative?
Rocket Money cancels subscriptions for you, once you link your bank. FloosYo warns you before they renew, shows their yearly cost, and never makes linking the price of entry.
FloosYo turns spending into a decision, not a receipt.
Rocket Money's pitch is convenience: link your accounts, it finds your subscriptions, and Premium members can have them cancelled from the app. That works. The trade is that an aggregator reads your transactions, the headline features sit behind a choose-what-you-pay Premium membership, and bill negotiation takes 35 to 60 percent of your first-year savings. FloosYo trades the concierge for control: you see every recurring expense, what it costs per year, and get a nudge before each renewal so nothing slips through.
FloosYo vs Rocket Money at a glance
| FloosYo | Rocket Money | |
|---|---|---|
| Price | $9.99/mo · $99.99/yr | Free tier; Premium, choose what you pay |
| Free trial | 7 days, full app | 7-day Premium trial |
| Bank linking | Optional, never required | Required to work |
| Subscription handling | Skip & cancel reminders before renewal | Concierge cancellation (Premium) |
| Yearly cost of each subscription | ✓ Projected forward | — |
| Voice expense entry | ✓ AI categorized | — |
| Envelope budgeting | ✓ Payday assignment | Budget categories (unlimited on Premium) |
| Bill negotiation | — | ✓ Costs 35–60% of first-year savings |
| Credit score | — | ✓ |
| Platforms | iPhone | iPhone, Android, web |
Where FloosYo is different
Warned before, not billed after
Skip and cancel reminders arrive before a subscription renews, when the decision still saves you money.
The yearly number does the convincing
A $12.99 monthly subscription reads as $155.88 a year. Seeing the projected cost is usually all it takes to cancel it yourself.
Linking is your call, not the price
Rocket Money can't work until you hand over your accounts. FloosYo runs fully on deliberate entry, so connecting a bank is optional, never the cost of getting started.
A whole budget, not just subscriptions
Voice-logged expenses, category limits, and payday envelope assignment, so recurring costs sit inside a real budget, not a standalone list.
Catch the next renewal
before it bills.
Full app, everything unlocked.
1-week free trial.