Looking for a Rocket Money alternative?
Rocket Money cancels subscriptions for you, if you link your bank. FloosYo warns you before they renew, shows their yearly cost, and never sees your bank login.
Rocket Money's pitch is convenience: link your accounts, it finds your subscriptions, and Premium members can have them cancelled from the app. That works. The trade is that an aggregator reads your transactions, the headline features sit behind a choose-what-you-pay Premium membership, and bill negotiation takes 35 to 60 percent of your first-year savings. FloosYo trades the concierge for control: you see every recurring expense, what it costs per year, and get a nudge before each renewal so nothing slips through.
FloosYo vs Rocket Money at a glance
| FloosYo | Rocket Money | |
|---|---|---|
| Price | $9.99/mo · $99.99/yr | Free tier; Premium, choose what you pay |
| Free trial | 48 hours, no credit card | 7-day Premium trial |
| Bank linking | Never required | Required to work |
| Subscription handling | Skip & cancel reminders before renewal | Concierge cancellation (Premium) |
| Yearly cost of each subscription | ✓ Projected forward | — |
| Voice expense entry | ✓ AI categorized | — |
| Envelope budgeting | ✓ Payday assignment | Budget categories (unlimited on Premium) |
| Bill negotiation | — | ✓ Costs 35–60% of first-year savings |
| Credit score | — | ✓ |
| Platforms | iPhone | iPhone, Android, web |
Where FloosYo is different
Warned before, not billed after
Skip and cancel reminders arrive before a subscription renews, when the decision still saves you money.
The yearly number does the convincing
A $12.99 monthly subscription reads as $155.88 a year. Seeing the projected cost is usually all it takes to cancel it yourself.
No bank login, ever
Rocket Money can't work without linking your accounts. FloosYo can't read them even if it wanted to.
A whole budget, not just subscriptions
Voice-logged expenses, category limits, and payday envelope assignment, so recurring costs sit inside a real budget, not a standalone list.
When Rocket Money is the better choice
- You want someone else to do the cancelling and negotiating for you.
- You want a free tier and don't mind features gated behind Premium.
- You want automatic subscription detection from linked accounts.
- You're on Android or budget on the web; FloosYo is iPhone only today.
Catch the next renewal before it bills
48-hour free trial, full app, no credit card.
Download on the App Store